Loans

Is Your Business Giving You Sleepless Nights?

Bay Finance puts your worries to sleep

We provide strategic financial solutions for businesses struggling with cash flow, funding, and growth challenges.

Our comprehensive approach goes beyond traditional lending. We also complement our financial products with bespoke financial strategies that addresses the uniqueness of each of our clients’ business needs.

We pride ourselves as the fastest credit facility provider in the country and with our team of experts, we are able to deliver rapid, flexible and market insights that alleviate your fears and equip you with the information, finance and boldness to push your business beyond the skies.

We provide financial solutions for ambitious entrepreneurs.

Financial liberation for entrepreneurs
who refuse to be constrained

We are the perfect financial partner for entrepreneurs who refuse to be constrained by traditional banking limitations.

Personal Loan


Comprehensive financial solutions.

MSME Loan


Powering small and medium enterprise growth.

Employee Loan


Financial support for workforce stability.

Asset Financing


Empowering business equipment acquisition.

LPO Financing


Bridging business opportunities.

Mortgage Financing


Your path to homeownership.

Project Financing


Funding large-scale initiatives.

Contract Financing


Capital for contractual success.

Bridge Financing


Seamless temporary financial support.

Credit Lines


Flexible financial freedom.

Our Services

Our unrivalled financial services

Beyond the financial products we provide, we complement them with top-notch services.

Equity Capital

We connect businesses with the right investors to fuel expansion, innovation, and long-term success.

We identify fundamental value creation opportunities through precise equity interventions and sophisticated investment.

Recapitalizations

Our recapitalization services help businesses optimize their capital structure, improve financial health, and create strategic flexibility.

We implement targeted interventions to enhance balance sheet resilience, improve liquidity ratios, and maximize shareholder value proposition.

Management Buy-out

We facilitate smooth ownership transitions with our specialized management buy-out support.

We design nuanced financing instruments that balance risk mitigation, financial flexibility, and optimal weighted average cost of capital considerations.

Business Advisory Services

We provide actionable, comprehensive, advisory insights to drive business performance.

We integrate latest and relevant microeconomic analysis and predictive economic modeling to drive strategic decision-making.

Acquisition Financing

We help companies secure the capital needed to successfully execute strategic business acquisitions.

 We conduct rigorous economic due diligence, valuation modeling, and synergy potential assessment to enable strategic market expansion.

FAQs

What Questions Do
You Have for Us?

We process loan applications swiftly, ensuring you receive funds in as little as 24 to 48 hours, depending on the type of loan and required documentation.

Our interest rates are competitive and vary based on the loan type. We also offer flexible repayment plans that align with your cash flow, ensuring minimal financial strain.

We provide loan solutions for individuals, entrepreneurs, SMEs, and large businesses. Eligibility depends on factors like income stability, business performance, and creditworthiness.

Applying is simple! Fill out our online application form or visit our office.

 

If you need quick assistance. Just tap the call icon at the bottom right of your screen to speak with our team instantly!

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We help businesses grow through practical finance, quick solutions, and partnerships that open new doors.

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